Terms & Conditions

Croudme Terms and Conditions

1. Introduction

Welcome to Croudme! By using our platform, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

2. Definitions

• "Platform" refers to the Croudme website and services.
• "User" refers to anyone who creates an account on Croudme, whether as an advertiser or task performer.
• "Advertiser" refers to users who create and allocate tasks for other users to complete.
• "Task Performer" refers to users who complete tasks for rewards.
• "Services" refers to the features and offerings provided by Croudme.

3. Account Registration

• Users must be at least 18 years old to register.
• Accurate and complete information must be provided during registration.
• Users are responsible for maintaining the confidentiality of their account credentials.

4. Use of the Platform

• Users agree to use the platform in compliance with all applicable laws and regulations.
• Task performers are allowed to bid on one task daily unless they upgrade their account.
• Task submissions must be genuine and comply with the specific task instructions.

5. Payment and Upgrades

• Task performers may upgrade their account for a fee of 1,000 Naira to bid on unlimited tasks.
• Payments are processed securely through our designated payment gateways.
• Refunds for upgrades or other services are not provided unless required by law.

6. Task Verification

• Task submissions are verified using an automated model to ensure accuracy and compliance.
• Rejected submissions will result in a strike on the user’s account.
• Accumulating five strikes will result in restrictions on bidding for tasks and making withdrawals.

7. Earnings and Withdrawals

• Earnings are credited to the task performer’s account upon successful verification of task completion.
• Users can withdraw their earnings subject to meeting the platform's withdrawal thresholds and conditions.
• Croudme retains a small percentage of the original task charge as profit.

8. Referral Program

• Users can earn a 500 Naira bonus for each successful referral when the referred user upgrades their account.
• Referral bonuses are subject to verification and may be withheld if found to be fraudulent.

9. Prohibited Activities

• Users must not engage in fraudulent activities, including submitting fake task proofs or using multiple accounts.
• Users must not use the platform for illegal activities, including but not limited to money laundering or phishing.

10. Account Suspension and Termination

• Croudme reserves the right to suspend or terminate any account that violates these terms.
• Users may also be suspended or terminated for accumulating five strikes or engaging in prohibited activities.

11. Limitation of Liability

• Croudme is not liable for any indirect, incidental, or consequential damages arising from the use of the platform.
• The platform is provided "as is," without warranties of any kind, either express or implied.

12. Changes to the Terms

• Croudme reserves the right to modify these terms at any time. Users will be notified of significant changes via email or platform notifications.
• Continued use of the platform after changes have been made constitutes acceptance of the new terms.

13. Governing Law

• These terms are governed by the laws of the Federal Republic of Nigeria.
• Any disputes arising from these terms will be resolved in the courts of Nigeria.

14. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please contact us at help@croudme.com.